Serving British Columbia (BC), Alberta & Ontario
Insurance that quietly
has your back.
One trusted advisor for your home, vehicle, business and family — with access to Canada’s leading insurers under one roof.
Licensed BC brokerage
Multiple insurers, one contact
ICBC Autoplan broker
Reach Gurdial directly
Call, text or email — usually a same-day reply.
OFFICE
Text / Mobile
OFFICE
Mon–Sat · 101-12788 76A Ave, Surrey
Life & Living Benefits
Protection for the people who count on you.
Life insurance leaves your family a tax-free benefit when they need it most. Living benefits protect your income while you’re still here.
Life Insurance
A tax-free payment to your loved ones. Choose affordable term coverage, or permanent plans that also build value over time.
Critical Illness
A lump-sum payout on a covered diagnosis — cancer, heart attack, stroke and more — to focus on recovery, not bills.
Disability & Income
Replaces part of your income if illness or injury keeps you from working, so day-to-day life keeps running.
Mortgage Protection
Personal coverage tied to your mortgage that pays out to your family — and stays with you if you switch lenders.
Investment
Build wealth for your future goals with smart, tax-advantaged investment options.
Planning
Plan today for tomorrow. We help you with tax strategies. retirement income, estate planning and pension options.
General Insurance. through Insurance Services
Everyday protection for what you've built.
Coverage for your home, vehicle, business, and travel insurance. Proudly serving clients across British Columbia (BC), Alberta, and Ontario with trusted insurance solutions tailored to your needs.
Home & Tenant
Homeowners, condo, tenant and landlord policies that cover your building, belongings and liability.
ICBC Autoplan
Autoplan renewals, new plates, transfers and optional coverage — handled quickly so you're road-legal.
Commercial & Business
Liability, property, contents and specialty coverage for small businesses, contractors and commercial owners.
Travel
Emergency medical and trip coverage for Canadians travelling, so an unexpected bill doesn't follow you home.
Super Visa & Visitor
Super Visa and visitor-to-Canada medical insurance that meets IRCC requirements for parents and guests.
Not sure what you need?
Tell me about your home, vehicle or business and I'll recommend the right mix — no obligation.
Why work with Gurdial
An advisor, not a call centre.
01
Independent
Access to many insurers means the policy is matched to you — not to one company's shelf.
02
One point of contact
The same person for your quote, your renewal and your claim questions, every time.
03
Plain language
Coverage explained clearly before you sign, so you know exactly what you're paying for.
04
Local & reachable
Based in Surrey, serving all of BC, with a real phone number that a real person answers.
GD
Insurance Advisor
Gurdial Dhanju
About
A steady hand for your coverage.
Gurdial Dhanju is an insurance advisor with AP Insurance Services Ltd, a full-service brokerage based in Surrey, British Columbia. He helps individuals and families across BC put the right protection in place — from insuring a first home or vehicle to arranging life and living-benefits coverage for the whole family.
Because AP Insurance works with a range of insurers, Gurdial can compare options and recommend coverage that fits your needs and your budget — and he stays your contact well after the policy is signed.
Get in touch
Let's get you covered.
Send a few details and Gurdial will follow up with a no-obligation quote, or reach out directly using the buttons below.
604-502-9199
Office
778-241-7943
Mobile / Text
dhanju_g@hotmail.com
101-12788 76A Ave, Surrey BC
Office address